U.S. Credit Rating Downgrade: What You Need to Know

The U.S. government recently had its credit rating cut by a credit rating agency. What does that mean for you? Read on.

The Quickest Ways to Improve Your Credit Score

There are numerous ways to improve your credit score. Here are a few tactics to do so quickly.

3 Reasons to Avoid Buy-Now-Pay-Later Programs

Buy-now-pay-later programs sound like a great deal, but consumers should know that they can lead to a debt trap.

Teen Using Credit? Use This Crucial Tip

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Teens can use credit to their advantage, if they do so responsibly. Here’s a tip on how to do just that.

3 Credit Card Mistakes You May Be Making

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You may be making these common mistakes with your credit card — and it could cost you.

Meet the Big 3 Credit Bureaus

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Equifax, Experian, and TransUnion are the “big three” credit bureaus. Here’s why that’s important, and their roles in the financial system.

What is FICO? All About Your FICO Score

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What is FICO, and what does it have to do with your credit? We explain FICO, the gatekeepers of FICO scores.

How Do You Start Building Credit?

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Building your credit is important to your financial future. But how do you get started? We explain a good route.

Should You Cancel an Old Credit Card?

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When should you cancel a credit card? Should you at all? Here’s what to consider before making the call.

5 Questions to Ask About Your First Credit Card

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What new credit card users should know before using their credit cards.

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