A $33 Trillion Lesson About Debt and Deficits

The U.S. recently passed a financial milestone: $33 trillion in national debt. But it’s important to understand the nuances, including the differences between debt and deficits.

Yes, You Should Get a Credit Card, and This is Why

Credit cards can be important tools for young people to help build their credit histories and scores. For that reason, it may be worth getting one, if you feel you can handle the responsibility.

Money Tactics: The “Avalanche” Approach

You’ve heard about the snowball approach to paying off debt, but what about the “avalanche” debt payoff strategy? Read on to learn more.

Money Tactics: The “Snowball” Approach

One method of paying down numerous debt balances is called the “snowball” approach. Here’s what it is, and how it works.

Money Tactics: Credit Card Fasting

Trying to get your spending and debt under control? You may want to try credit card fasting, which might help you reach your goals.

Don’t Miss This Critical 401(k) Change

Recent changes under the Secure Act 2.0 have altered the rules around 401(k) contributions. If you have student loan debt, read on!

3 Reasons to Avoid Buy-Now-Pay-Later Programs

Buy-now-pay-later programs sound like a great deal, but consumers should know that they can lead to a debt trap.

Buy Now, Pay Later: 4 Things to Consider Before Make a Purchase

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You’ve likely come across a “buy now pay later” option when making a purchase. Is it a good idea to use it, though?

How Do You Start Building Credit?

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Building your credit is important to your financial future. But how do you get started? We explain a good route.

Should You Cancel an Old Credit Card?

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When should you cancel a credit card? Should you at all? Here’s what to consider before making the call.

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